How To Skip Out On Obamacare Without Being Fined


I will be submitting a new W-4 form to my employer. At the end of next year I will not be owed a tax refund from the federal government. As a patriotic act of disobedience, I am proudly refusing to purchase any health insurance. This would mean that I will be subject to a fine of 1% of my total income (2% the following year, 2.5% thereafter). The awesome thing about that is unless you are due a tax refund, the government will never see a dime of that money.

How To Skip Out On Obamacare Without Being Fined

My choice to not buy health insurance is a choice many people are going to make, either to protest, or once the ObamaCare website is properly up and running and they get a glimpse at the increased cost of the monthly premiums under the Affordable Care Act. During his radio show recently, Rush Limbaugh went into detail about all of this:

Anyway, [my accountant] said to me that, according to the law, the only way that the government can collect the fine or penalty for you not buying insurance is if you are owed a tax refund.  If you do not owe a tax refund, they cannot go into your bank account or anywhere else and get that money.  Now, the sad thing is that most people file their taxes to get a refund ’cause they think they’re screwing the government, and they’re not.  …

Therefore, the only way that they can collect the penalty or the fine is by taking money from your refund.  If you are not owed a refund, they cannot get money from you.  They can’t issue a lien.  They can’t garnish your wages.  They can’t use any of the normal procedures available to them if you owe them money, even though the Supreme Court has said it’s a tax.  So for those of us — I mean, folks, I’m in fat city.  I’m in fat city because I always structure to where I owe money.  Well, not entirely.  There have been years.  But if you structure your taxes so that you do not get a refund, you do not have to buy insurance and you do not have to pay a fine ’cause they can’t collect it from you if you don’t have a refund due.

And that is just another nail in the coffin of Obamacare imploding on itself.

Limbaugh also highlights that in order for ObamaCare to be successful, the program must coerce a few million young, healthy suckers into paying for something they don’t really need. All I need is a catastrophic plan in event the unimaginable happens. Unfortunately, Obama has banned affordable catastrophic plans and is utilizing the mandate as a way to force us into paying for services that we don’t all need like maternity, vision, dental, mental health, and drug and alcohol treatment.

As many as 20 million people could lose their current health insurance coverage because the coverage they are currently happy with has been outlawed under ObamaCare. These ObamaCare victims are certainly going to face higher premiums which they might not be able to buy, or just don’t believe are worth the potential of a 50% to 150% premium increase with a higher deductible.

Remember that you don’t have to pay a fine if you legally ensure that at the end of the tax year you are not owed a refund from the federal government.

Fight back!

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